to start off, this is for my friend, not me. also, i am not being a "troll" here, i am genuinely looking for help for her. does anyone have any experience with this situation:

Ok, so, my friend is in DO school but hates it and is getting a ton of getting federal loans. How would it work if she quit and went to MD school? Would she have to start paying on those loans NOW or could they be added onto from the MD school assuming the total balance stays below the 180something maximum and then start paying back like she normally would have?

Also along those lines, she has no desire to transfer into a ms2 or ms3 position, but to just completely start over even though she would be leaving the DO school at the end of her ms2 year. She retook the mcat and went from a 24 to a 33 and has a 3.4 gpa. Would the MD school know she went to a DO school before? Is she required to say? would it matter if she said? i think she said she is about average in the class, grade wise.

finally how would it affect the DO school? is it really bad for that school or just someone they dont get an extra 2 yrs of money from??

I guess she was hoping that since there is the aacomas and the amcas separately, that there would not be communication between the two in applying.

she just doesnt want to go to the DO school anymore badly enough that she would be will to start completely over. just a personal choice, no good solid extenuating circumstance. a transfer would be great, but not needed.

we appreciate the help.

As long as she is in school full time she does not have to repay the loans and they can be deferred as any other federal student loan.

Although the MD school may not know she attended DO school, she will be asked specifically to list all schools attended after high school and provide transcripts from those schools and then she would be required to agree that all the information provided is correct. That is to say, unless she wants to be a liar she needs to tell them. Also, they would likely want to know what she did for the year or two that are not on her records if she did not include that information on her application. The two applications are in no way connected.

I don't think the DO school would want any student to leave, but it's not really there choice. If she does not want to attend then she should leave.

She should really figure out the reason why she wants to change. DO and MD schools are probably not all that different in terms of curriculum. Why would she hate DO school but like MD school??

I'm pretty sure the new MD school will know (or find out) about the 2 years at the DO school.