View Full Version : Why doesn't Insurance provide incentives for Weight/maintence Loss


lee9786
03-06-2012, 10:51 AM
and vise versa. One single social problem that is well confirmed to to increase the risks of all types of Chronic (costly) health issues such as diabetes that is a huge problem in this country. The statistics regarding overweight and obesity in America is downright awful.

You can't take the person to the bathwater, but financial incentives tied into health insurance policies and co-pays letting economics works could help. Why couldn't insurance compensate professionals such as Dietitians or Personal Trainers on a level of performance? Weight, BMI, free fat mass, etc are all extremely EASY and CHEAP to measure and they are OBJECTIVE. Why isn't there an proactive program to get people to lose some darn weight through financial incentives?

Overweight/ Obesity is one thing associated with a number of health issues, and it seems largely ignored by insurance companies.

dickystalon
07-23-2012, 04:03 AM
Obesity in the world is increasing day by day.It is very much needed that health insurance company should give insurance on obesity.
One must do exercise and should eat health foods to reduce the body weight.

touchadream
08-29-2012, 08:43 PM
and vise versa. One single social problem that is well confirmed to to increase the risks of all types of Chronic (costly) health issues such as diabetes that is a huge problem in this country. The statistics regarding overweight and obesity in America is downright awful.

You can't take the person to the bathwater, but financial incentives tied into health insurance policies and co-pays letting economics works could help. Why couldn't insurance compensate professionals such as Dietitians or Personal Trainers on a level of performance? Weight, BMI, free fat mass, etc are all extremely EASY and CHEAP to measure and they are OBJECTIVE. Why isn't there an proactive program to get people to lose some darn weight through financial incentives?

Overweight/ Obesity is one thing associated with a number of health issues, and it seems largely ignored by insurance companies.

Actually, on private insurance policies there are charts with relative weights and heights which will deny coverage to applicants who are overweight. The problem is, I think, the people who are on group plans who are automatically enrolled. You are correct that they need to be correctly incentivized. I read that the most influential factor in weight loss is "my doctor told me I had to", the fear factor, so more physicians need to insist on weight loss, as they may not realize their power in jump starting the lifestyle change.

Rysden
05-06-2013, 03:26 PM
More businesses have actually been offering incentives to employees to meet certain health goals to help trim healthcare plan costs. Offering small bonuses to people who stay healthy at your company is actually cheaper than the potential costs you may rack in when unhealthy people start dropping from all sorts of health issues.