SDN Members don't see this ad. (About Ads) So I've seen threads about how to obtain an engagement ring while attending medical school, but they didn't answer my specific question. After budgeting my student loans, I can definitely afford the nice ~3K ring I want to purchase, but I obviously can't do it all at once. I'm borrowing the cost of attendance to my school, and it is higher than what I need. Add in the extra books/supplies money and I have the funds needed for an engagement ring. I have been very financially responsible, only buying what I can afford on our student budget, but obviously this kind of purchase is an exception. Problem: to build up this money that I would "save," I need time to pay off the ring. I figured a good plan would be to start a new 0% APR introductory rate credit card so I could take my time with the monthly payments and not worry about interest. The only problem is, if I am living off of only student loans, is there a card that will accept me based on only student loans as income? Are we allowed to report our allotted living expenses as "other income?" I have an excellent credit score built up as I've had a credit card since I was 18, but the limit on my current card is only 2K and there isn't that nice 0% APR. I basically only need this card to pay for the ring, so what do you guys think? Where can I find a card based on med student loan income? Does such a thing exist? If this question is in the wrong forum, please let me know! Thanks!!