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Financial Aid question

Discussion in 'Audiology [ Au.D ]' started by fivescrew, Feb 26, 2012.

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  1. fivescrew

    fivescrew

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    I'm not an Audiology student but I had a question about how they classify you guys when it comes to limits for federal financial aid. Are you considered medical students(40k a year) or graduate students(20k a year)?
  2. quiteaud

    quiteaud

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    It probably depends on whether your program is within the medical school or the graduate school. It varies.
  3. 2EarIsHuman

    2EarIsHuman

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    All of the schools I applied to classified me as a graduate student, so I'm eligible to borrow 20.5k/yr.

    Thinking over it, most AuD. programs allow students to have outside jobs or appointments, so that may b the deciding factor.
  4. fivescrew

    fivescrew

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    I see. That's got to be rough for some people, some of those programs are 40k a year aren't they?
  5. 2EarIsHuman

    2EarIsHuman

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    Yep. You make it work.
  6. rEliseMe

    rEliseMe

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    Federal funding isn't the only option. Aside from assistantships/scholarships, etc., you can also take out Grad Plus loans. They're private loans and they're unsubsidized, but thanks to Obama, all loans are unsubsidized starting in July.
  7. AudQuestions

    AudQuestions

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    Not to get political, but what do you mean all loans will be unsubsidized?
  8. rEliseMe

    rEliseMe

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    Oh, I wasn't taking a political stand, just saying it's part of the federal loans reform Obama passed. You'll be able to borrow the same amount in federal stafford loans but they will no longer defer interest, meaning that the interest will accrue while you are in school.

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  9. fivescrew

    fivescrew

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    I see, thanks for all the info. Audiology sounds like an attractive profession especially for people interested in a future in research\teaching but that price tag compared to the potential earnings could be a hard pill to swallow.
  10. Kitska

    Kitska

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    I would say most audiologists are clinicians directly working with patients. There are not all that many research or teaching jobs in comparison. I would say it is a hundred-fold difference in numbers in the clinic vs research/teaching.
  11. fivescrew

    fivescrew

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    I didn't infer anything about numbers of clinicians vs researchers, just that both opportunities exists for the field which make the profession an attractive choice. When you see dual degrees offered with other professional degrees it's usually a Masters in public health, or MBA or something along those lines. I know one or two of the medical schools for podiatry offer a phd track if I'm not mistaken.
    Last edited: Feb 28, 2012
  12. Kitska

    Kitska

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    It would be difficult to land a tenure track research and teaching position at a university with an AuD degree. For that you need a PhD. But you could probably teach at a university and supervise and train students in the clinic with an AuD.
  13. fivescrew

    fivescrew

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    ...yes I know that. That's why the dual degree options that a lot of Audiology schools offer is a plus for the profession.

    That was my original point. I guess something was lost in translation.
  14. quiteaud

    quiteaud

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    I hate to be picky, but I just wanted to explain why people were trying to clarify for you.
    You actually did not mention clinical practice.
  15. Dustbug10

    Dustbug10 Year IV Moderator Emeritus

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    OP probably assumed that was a given. Regardless, we should encourage anyone who would want to go the dual-degree route. The disconnect between academia and clinicians can be wide at times. Ashley, you plan to pursue AuD and PhD right?
    Last edited: Feb 29, 2012
  16. rEliseMe

    rEliseMe

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    Yep! :)

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  17. AudQuestions

    AudQuestions

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    It wasn't part of the student loan reform bill. It was one of the things certain members of congress blackmailed the president with to agree to raising the debt cap.
  18. fallingreason

    fallingreason

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    Hm, just to clarify for people reading about loans, the PLUS loan is not a private loan. It is also a federal loan, but based on credit rather than need. Interest rates differ from the Stafford loan but are fixed unlike nearly all private loans.
  19. rEliseMe

    rEliseMe

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    My bad. I should have sourced my information, but I was too lazy.

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  20. taud

    taud

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    My program is 50,000 / yr, and it isn't a private school either.

    plus loans -_____-.
  21. fivescrew

    fivescrew

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    50k a year?! That's insane, for any field. I don't think I even paid 50k for my first undergrad or doctorate combined.
  22. Kitska

    Kitska

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    Yes, $50K seems incredibly high even if it was a private school. Is this in the US? Does that include housing? Or does that somehow include the 4th year tuition paid in advance and spread through the first 3 years?
  23. spring88

    spring88

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    This person's tuition is actually 43k and its for the first year only, after which she will pay Instate tuition. If someone is a part of next years class, through WICHE, you will receive Is tuition for four years. This is only an option for those in Western US states. The program isnt a cheap one but we've never have failed to attract high caliber students regardless of the cost.

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