I know that before dental school you have eyes filled with the future money you will make and think that the debt will be "no problem". I know that because I was that way as well. Let me say this: Although you should be able to live comfortably with some debt, think of how much money $150,000 REALLY is. What if you were to win that with a lottery ticket? Why is that the luckiest thing to happen with a lotto ticket, but for some reason when being a dentist it is not a lot of money? Don't fall into that trap. It IS a LOT of money. That's $17,724 a year in payments for 15 years, since the extra loans will be 8.5% with the federal grad plus. (I don't know what the limit is, after you max out on federal loans you have to do private loans which will be variable.) Anyway, there are a lot of variables, go here for different calculations:
http://www.finaid.org/calculators/loanpayments.phtml
But, let's say you would instead invest $17,700 a year for 15 years instead. Even in a personal account paying income taxes, assuming a 9% interest rate, that would climb to $452,000.
For more calculations, go here:
http://cgi.money.cnn.com/tools/savi...TaxDef=1&intPct=9&term=15&totReturn=&x=32&y=9
Of course, you realistically won't invest this money, but will instead buy a bigger house, or go on more vacations. But either way it is a lot of money. Anyway, it gives you more options of what you want to do with less debt.
As for specializing, PM me for more information. You have to work hard at either school to specialize, but UW definitely has a high specialization rate if you want to. (Although this year most of the class went into general by choice.) Either way, you need to ace boards part one. (And don't think one school is better than the other at board scores, it comes down to individual effort.)
You will be a fine dentist if you graduate from Harvard, but all you are really getting is more medical experience and the name, and a lot more debt. Is that worth it?
I am obviously very opinionated about this, so PM me if you want more recommendations for UW.
Congrats on your acceptances.