SDN Members don't see this ad. (About Ads) I did some googling, and found that the limit for graduate stafford loans is $20,500/yr. Has anyone had difficulty/success supplementing their cost of living with additional loans? I have the G.I. Bill, which will cover $17,500 of tuition, plus about $5,500/yr in a non-taxable housing allowance. I'm married, with one kid on the way and expect to have another by the time I actually start med school, so obviously quality of life for my family trumps my ambitions. I should have about $100,000 saved by the time I start, will max out the graduate stafford and will be looking to borrow an additional ~$25,000/yr from private lenders. That will put me at about $65,000/yr for cost of living + $17,500 for tuition. Does this sound reasonable to anyone who's been there, done that?