- Joined
- May 9, 2013
- Messages
- 279
- Reaction score
- 122
Hi everyone!
As I am making a list of schools to apply, I feel like I keep posting here. But thanks for all your help!
I wasn't going to apply any OOS, but Cornell being my instate, and having a not-so-great GPA (3.5ish, but I have an F from freshman year bio, and for the schools that count that in (Cornell does), it significantly lowers every gpa), I figured I can't be too picky.
However, without jumping into anything, I want to make sure that I know more about how to pay back the loans because my family is freaking out. I checked the website, and it seems not that hard to qualify for IBR and PAYE. Does anyone know of any situation where a person tried to do this but was not eligible? How hard is it to be eligible for these? Is anyone pretty much eligible?
I read in one other forum that we can take up to 40,000 from federal loans, and assuming all of this $40,000 a year qualify for IBR and PAYE, it doesn't seem that bad.
I really want to apply to Oklahoma State, Western and perhaps Tuskegee. Their tuition doesn't seem bad if I can do IBR and PAYE.
I really don't want to do private loans because I became a U.S. resident recently, and because of that I don't have a good credit score yet. So the interest would be crazy high My husband will most likely cover my living expenses as long as he can work, so given those, would you suggest I apply OOS?
Thanks for all your input!
As I am making a list of schools to apply, I feel like I keep posting here. But thanks for all your help!
I wasn't going to apply any OOS, but Cornell being my instate, and having a not-so-great GPA (3.5ish, but I have an F from freshman year bio, and for the schools that count that in (Cornell does), it significantly lowers every gpa), I figured I can't be too picky.
However, without jumping into anything, I want to make sure that I know more about how to pay back the loans because my family is freaking out. I checked the website, and it seems not that hard to qualify for IBR and PAYE. Does anyone know of any situation where a person tried to do this but was not eligible? How hard is it to be eligible for these? Is anyone pretty much eligible?
I read in one other forum that we can take up to 40,000 from federal loans, and assuming all of this $40,000 a year qualify for IBR and PAYE, it doesn't seem that bad.
I really want to apply to Oklahoma State, Western and perhaps Tuskegee. Their tuition doesn't seem bad if I can do IBR and PAYE.
I really don't want to do private loans because I became a U.S. resident recently, and because of that I don't have a good credit score yet. So the interest would be crazy high My husband will most likely cover my living expenses as long as he can work, so given those, would you suggest I apply OOS?
Thanks for all your input!