You all can do whatever you want with your debts but what I did was to setup a payoff over the longest period of time possible (30 yrs) so that my payment would be as low as possible, so as not to be too overburdened as I start out early in life & career, then try to pay it off early as I got more established in my life, financially.
Granted, I only started with $100,000 very low interest over 10 yrs ago (then added $70,000 during fellowship), so about $170,000 total. 13 yrs later I've paid off about half, not horrible, could be better, but...whatever. Since the interest is kind of low, there's other things I'd rather do with my money that give it to the bankers.
Don't be freaked out by debt. Debt isn't bad. Debt serves a purpose. It allows you to leverage things you'd never be able to do, have, create, if you had to pay cash. As long as you're working (and are covered with good insurance for any disabling incident) you'll be able to make the payments. At some point, you've gotta just say "---k it," and live your life. The bankers can wait. There's so much money coming out of my account every month for debates and payments, what's another few hundred, or thousand? Lol.
That's being said, if you've got the money, pay off some high interest debt. Do what you're comfortable with. But remember, it's just money. ---- it.