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I just received my financial aid loans award today, and it seems like the amount of money allotted for room and board, miscellaneous, and transportation (the money for everything that's not tuition and fees) is way more than I need to live.
For example, I lived in another city with a high cost of living this past year, and all told spent about $21k on expenses (rent/utilities/food/car insurance/transportation/clothes/misc). Do I really need the 27.5k offered to live in San Antonio, which has a lower cost of living? Am I missing something?
Estimated Financial Aid Budget Breakdown from UTHSCSA website (minus tuition and fees):
Should I reduce the loans by a few thousand, since I honestly think I can live off of several grand less than what they are giving me, or just take the max that they offer and play it safe? Did any of you voluntarily reduce your loan awards?
For example, I lived in another city with a high cost of living this past year, and all told spent about $21k on expenses (rent/utilities/food/car insurance/transportation/clothes/misc). Do I really need the 27.5k offered to live in San Antonio, which has a lower cost of living? Am I missing something?
Estimated Financial Aid Budget Breakdown from UTHSCSA website (minus tuition and fees):
Academic Year 2009-2010:
Miscelleaneous 2,839.00
Room & Board 19,756.00
Transportation 4,941.00
Total: 27,536.00
Miscelleaneous 2,839.00
Room & Board 19,756.00
Transportation 4,941.00
Total: 27,536.00
Should I reduce the loans by a few thousand, since I honestly think I can live off of several grand less than what they are giving me, or just take the max that they offer and play it safe? Did any of you voluntarily reduce your loan awards?