I had the same decision years ago, and clearly chose temple. I am very happy with my decision. In terms of the location, it is not the best, but it is not dangerous as long as you are not walking around 5 blocks away from broad st(st schools on) at 2am. My classmates and I have not had any issues w the location.
Not only is tuition cheaper at temple, but living cost is also much cheaper. If you want to live in the suburbs, it can cost in the range of $500-750/ person of you live with others(700-850 if alone) and you would be about 15-25 min drive from the school.
If you live in the city, you can get a small studio For about $950-1200( with utilities included) or $750-1000( if you live with others) I'm center city. There are 2 subway lines in Philadelphia. Broad st line that literally stops right infront of the school. It is very convenient. About a 12 min subway ride from city hall station. Center city is very nice, and an affordable way of living compared to nyc( but of course it's not NYC). Places such as arts Condiminium( high rise in Philly) has small studios(300-400sqft has studios that range from 900-1000 with ALL utilities included as well as hbo( have a few friends that live there) only need to purchase Internet. You also have chancellor apartments, walnut street apartments( just a few examples of affordable housing.
Overall, the clinical education at both schools are comparable, so the product you are receiving is similar. NYU has a better location. But temple is not dangerous( its just not Hollywood). I did not value going to nyu 100k more over 4 years(not sure if the price difference has changed much.
If you have any questions feels free to PM me.