- Joined
- Jun 9, 2009
- Messages
- 847
- Reaction score
- 18
Hi guys,
I know this has been talked about before, but to be frank I'm really too lazy to search through all the forums (I'm in a very frustrated mood, ironically about health insurance since I was turned down today by Humana for being too "high risk" because I was in PT this year for a ballet hip tendonitis thing, so I'm not in the mood to do it). Plus, I think some things have changed since it was last discussed anyway.
I watched a bit of the press conference thing today, but got bored because everytime I turned it on they weren't talking about health care but instead about each other and how much they love their jobs.
I've read all the stuff on the blogs, on the APTA website, etc., and I've talked to PTs I work with, but no one seems to know for sure what the changes will mean for PT. I know it's hard to know for sure, but does anyone have any solid/pretty reliable predictions? Or, can someone give a Cliff's notes version of what's out there? Most of what is written is really hard for a non-political person to understand.
One PT I know says it will be great and business will boom...another one from the same clinic says it's horrible and will cut everyone's salaries in half because insurance won't reimburse (a la California BCBS Anthem) and put caps on PT benefits because the insurance companies will have a financial strain from all the new insured people. Others are saying it will all depend on Medicare and whether Congress passes the exceptions bill at the end of the month. Some say it will force PTs to turn over more work to aides and assistants because they're cheaper to hire. Others say it'll push everything into managed care, which I've heard nothing but bad things about.
I'm so confused. I've been starting to reconsider PT a bit (a little late since I've already sent in a deposit and have been accepted), because it's a lot of money and I'm completely financing it myself. I'm really terrified of getting into 100k+ of debt and not being able to find a job, or find a job but then not be able to pay back loans sufficiently/put a down payment on a house/get a car because of a drastic cut in salary. I really do love the profession, but I'm afraid of what is happening to it.
Maybe I'll move to Canada? What is the PT situation there? I've heard that it's great and then I've also heard that PT is a joke up there. So very confused.
I know this has been talked about before, but to be frank I'm really too lazy to search through all the forums (I'm in a very frustrated mood, ironically about health insurance since I was turned down today by Humana for being too "high risk" because I was in PT this year for a ballet hip tendonitis thing, so I'm not in the mood to do it). Plus, I think some things have changed since it was last discussed anyway.
I watched a bit of the press conference thing today, but got bored because everytime I turned it on they weren't talking about health care but instead about each other and how much they love their jobs.
I've read all the stuff on the blogs, on the APTA website, etc., and I've talked to PTs I work with, but no one seems to know for sure what the changes will mean for PT. I know it's hard to know for sure, but does anyone have any solid/pretty reliable predictions? Or, can someone give a Cliff's notes version of what's out there? Most of what is written is really hard for a non-political person to understand.
One PT I know says it will be great and business will boom...another one from the same clinic says it's horrible and will cut everyone's salaries in half because insurance won't reimburse (a la California BCBS Anthem) and put caps on PT benefits because the insurance companies will have a financial strain from all the new insured people. Others are saying it will all depend on Medicare and whether Congress passes the exceptions bill at the end of the month. Some say it will force PTs to turn over more work to aides and assistants because they're cheaper to hire. Others say it'll push everything into managed care, which I've heard nothing but bad things about.
I'm so confused. I've been starting to reconsider PT a bit (a little late since I've already sent in a deposit and have been accepted), because it's a lot of money and I'm completely financing it myself. I'm really terrified of getting into 100k+ of debt and not being able to find a job, or find a job but then not be able to pay back loans sufficiently/put a down payment on a house/get a car because of a drastic cut in salary. I really do love the profession, but I'm afraid of what is happening to it.
Maybe I'll move to Canada? What is the PT situation there? I've heard that it's great and then I've also heard that PT is a joke up there. So very confused.
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