question about "Expected Family Contribution" (EFC) of federal student aid

[flying]

Only my spouse will work in my first year of attending school (let's say the annual income will be an amount of $A). I will have no income in the next four years. Contribution from parents is out of the question, so it is $B = zero. We have some saving ($C). I couldn't figure out how the EFC was calculated. Does anybody know how to calculate the EFC? Many thanks.

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[NCToothDr]

I don't know the exact formula for EFC, but I know that I was told to fill out an updated "Need Analysis Review - for independents" form with your school. My EFC is higher b/c it's based on 2009 income for both me and my husband. Since I will have no income next year, they suggested I complete the form to adjust my EFC. I would contact your financial aid dept to inquire further.