SDN Members don't see this ad. (About Ads) Hi there! I was just wondering is there any way to defer your student loans if you are doing a residency? I am an older non-tradition who is going back to school for pharmacy. I have been a technician for over 5 years and see how many students are not doing a residency because they say they can't afford their student loan payment on the salary/stipend that a resident makes. I wouldn't have a wait time and would start paying immediately because of my undergrad degree from 2007. I want to learn more about what one can do to prepare themselves for it if they really want to do a residency down the road. Thoughts or suggestions? Thank you!