I have a wife and 2 kids and my wife is due at the beginning of the semester with number 3. I'm opting not to work and see how it goes. I don't want to risk it. If it looks like I can handle it, I might consider a job later. I hear it's easier to hold a job during the P1 year, but I'm not sure how many who do have a family are the ones working. Also, they are probably working in a pharmacy, which probably helps with school. I have no pharmacy experience. I got my tech license on my own, didn't go through a program, and could not find a job as a pharm tech because I had no experience. I'm not excited about the taking out the full loan amount, but I'd rather do that and pay it back then risk failing out of school to work at the same time. Those are my thoughts on the issue and why I came to the decision I did. Good luck with applications. I applied at the very beginning of the application process for Roseman and still did not get an interview until February. This was my third year applying and I finally got in. Don't give up hope