SDN Members don't see this ad. (About Ads) Hello Everyone, This is actually a question I am having trouble finding an answer to. I have received offered from 3 schools. I am reviewing their financial aid estimates of each school. I have a question regarding what the school estimates as your "financial need." I have one school that looks like they underestimate by quite a bit what my financial aid needed is and another thats a little hire, but again, I will not have enough. My efc is quite high, because I worked this year, but next year while in school, I will not be working. I am wondering if you can borrow more against the grad plus loan beyond what the school calculates as your financial need. I am hoping to get someone who has had experience with requesting more beyond their school estimated financial need. Do I need to seek out private loans? I cannot borrow money form family, and I most likely will not have a ton saved going into school. I have emailed the school and awaiting a reply for a couple days. I am wondering if choosing one school over the other will make it more affordable for me since the second school estimates my financial need as higher, and their tuition is less so in regards to that school, I'd have more money left over for cost of living etc.