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You are assuming that physicians are the "store owners". This is not the majority of cases.
Payments to the clinic will be more, yes.
I'm not assuming anything. That's just what's paid for physician services. Some have their own private practice, some don't. I'm saying from the perspective of the payor, the payments for the services of the physician are a large portion of the pie.
That, of course, does not imply that the payments are wasted, or that they are inflated, but the reality is that they exist. Which is the only point I was making -- as I've mentioned, I do not feel that the average physician salary is extravagant considering the services that they provide and the responsibilities that they have.