SDN Members don't see this ad. (About Ads) I've been reading the SDN forums for a while now and just felt compelled to create a thread concerning what I have been reading consistently in several threads- that is, the claim that "pharmacists don't make much money." I graduated in 2011, work for a chain, and live in South Florida [Miami]. I am a 26 y/o guy and want to say that even though I owe $160,000, I have plenty of money to live a nice and comfortable lifestyle. I live in a high rise waterfront condominium with fitness center, pool, spa, and other amenities and pay nearly $1,800 per month for rent. I am also leasing a Lexus. The point here is that I am living very comfortably and within my means as a pharmacist. I feel that the only reason those of you pharmacists on this forum make the claim that pharmacist pay is "not much" are saying this is because you are slaving yourself away to pay off a six figure debt. I read a post somewhere that one pharmacist is paying 2,500 per month and is worried and complaining that such a payment doesn't leave much room for more. Well, guess what? NO ONE is telling you, commanding you, or forcing you to pay off your hefty student loans in ten years. NO ONE. The only reason you guys are not seeing how much money you're truly making is because you have tied yourself in chains. There is no need to pay exorbitant sums of money per month in order to pay off that loan in ten years. I'm sorry, but I'm not going to do it. I am taking my time and will certainly take well over ten years to pay off my current debt. I am limiting myself to paying no more than a thousand dollars per month. Sure, in the end, I'm perfectly aware that I'll be paying a lot more money in interest, but you know what? I'd rather pay more money in interest rather than having to sacrifice god knows how many more years in order to rush to pay off the loan before I can finally enjoy the fruits of my hard work in school. I guess the point of this thread is that NO ONE is forcing us pharmacists to sacrifice ourselves and pay off these loans in ten years or less. NO ONE is forcing you to live like a pauper, move back in with parents, and take other measures. Remember, you are young only once. Make sure to pat yourself on the back, reward yourself by yourself a nice place, car, take a vacation, etc... and to hell with Sallie Mae because in the end, they don't care about you. Personally, I feel I've sacrificed enough just by being in school for eight years after high school and that it is time for me to enjoy living well. I understand those of you pharmacists with financial obligations such as children and that your circumstances may be different. But I feel my points present a fresh and valid perspective. If you continue to sacrifice and delay personal gratification, you will be older before you know it and wonder why you postponed your material/lifestyle dreams all in the name of a loan. So, final words: Pay your loan little by little, live the lifestyle you want as long as you can afford it, and always remember, if for some reason you die or become disabled and the loan has still not been paid off, screw it: The loan dies or will become nullified upon your death or disability. Always remember the US owes trillions and this country is in no rush to pay off its debts. Enough said.