I am in my second year of medical school. I had entertained the idea of applying for the HPSP prior to starting school, but wasn't sure if it was for me and decided not to commit. However, I continue to find myself wondering if it would have been a good choice for me. I want to find a career that is really rewarding for me, while working as a physician will certainly be rewarding, I can't help but feel as though and feel as though the parts of medicine that aren't spent helping people (dealing with insurance, malpractice, reforms, etc.) will wear on me and make civilian practice not enough. Serving in the military as a doctor might be what I need to be satisfied. I don't quite know. My concerns have nothing to do with money (as far as medical students go, I should end up with less that then average amount of debt and I am too late for HPSP anyways), and I have done a lot of research and know all the pros and cons people mention about military medicine. My question is this: since I believe I am no longer eligible for HPSP (as a current second year) what are my options to look into for joining the military as a medical doctor at this stage in my schooling? Are there debt repayment plans in place? What would the "payback period" of service be like? Please point me in the right direction. Thank you kindly.