UCSF Financial Aid

RicardoVargas14

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I will be attending UCSF this september, is there anyone that knows or suggests using Private loans as opposed to the government unsubsidized and grad plus loans? seems the interest rate is high for todays economy at a 6.8 and 7.9 percent. Please help me out if you have any information or experience thanks

-ricky

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Private loans will have higher rates. If you're say, a nontraditional applicant with a lot of equity in a house and could refinance at 3% to pay for school, I'd suggest looking into that (especially since your mortgage interest could be deductible, and you'll make too much as a dentist to deduct student loan interest). Otherwise, get as much as you need at Stafford's 6.8% (I think I remember hearing the max is 42k/yr) and the rest in Grad PLUS. Avoid private loans if you can.
 
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