Not quite. 13000 twice a year for 26000 total. Disburses in late July and early January to my knowledge
My budget is roughly as follows. Note that I take full loans and do not live frugally
700/mo housing related
1200/mo groceries, spending, eating out, misc, etc
250/mo car related
Your spending money will ebb and flow depending on school related costs (ex at random points you’ll be dropping hundreds out of the blue for a study resource or a board exam) but I average it out to about a grand a month on personal stuff. The other 200 covers those occasional expenses. I might not use the 200 at all a couple months in a row but then drop 600 the next month for Step 1, etc
Others choose to take less loans which is very doable with greenvilles lower cost of living. Others still take full loans but stash some away each disbursement to save for 4th year (often much more expensive) or for big purchases/expenses they know are coming up (new car, having a child, trip to Vegas, kilo of coke, etc). Unless you are supporting another financially or have debts that require payment, you should have no problem living comfortably in Greenville on full loans or even slightly less.