Alternative Health Insurance for med school

[JMC2010]

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Hey folks,
Just curious if anyone has found a health insurance plan that is cheaper than the one offered by your school. Jefferson charges 2500 a year for health insurance...seems awfully steep to me. Is this just because we, as med students, take on extra risk? Or is it possible to save a few hundred bucks with an alternative (yet equal) plan. Keep in mind this is just for me...23 year old male...i don't have any dependents or anything. Thanks!

 

[raidermedic]

Depends on what your situation is and what they are offering. If it is full comprehensive coverage with Dental, Vision, and Pharm coverage then it's a pretty decent deal. You may able to find discounted health insurance with all the same benefits for a bit cheaper online somewhere but I would stick with a group plan like the one your school is offering.

 

[Gimlet]

Our school REQUIRES you to get the health insurance plan they offer unless you are covered on a spouse's or parents' plan. It has something to do with the group rate they were able to negotiate with the provider.