Moo:
Sorry for the delay in posting, but I just returned from a well-needed Caribbean vacation. Between working full-time and making preparations for school (only 4 1/2 weeks lefts..ohmigod!) I've been stretched pretty thin lately.
You have already been given some pretty good advice by previous posters...especially Tigger Tiger (and by the way, yes I am Renee22, are you Jet?). I just want to add that everyone's situation is different, and what I experienced while applying to the states may not be what you will experience.
That being said, I should let you know that, with a bit of luck and persistence there are ways aroung paying ~$50,000 U.S. a year for medical school. I was lucky enough to have been accepted to a state medical school, which offered an entry scholarship (small, but it definitely helps) and a grad assistantship that cuts my tuition expense by more than 50% and pays me a small monthly stipend. Mind you, I was very lucky to get the assistantship, but I know that a few schools do offer this option, if you are willing to do research or administrative work for 10hr/week. I also deferred my matriculation for a year, in order to save money for school and also for another personal reason. My school (which has already been so good to me and I am already in love with, I hope this doesn't change over the years!) was kind enough to grant the deferral. So in all, I will not have to take out any big loans (except a small OSAP loan) for my first year meds.
For my second year and onwards, I'll probably take out a small loan from Citibank (caution, you need a U.S. cosigner for this one), since the loan program is good and very competetive. If you don't have a U.S. cosigner (which is a shame, since the U.S. based loans are much much better), then you can opt for CANHelp. So in essence, these are the only options that we as Canadians have to pay for medical school in the States.
I only went through the application process once to medical schools in both Canada and the U.S, and this was for the 1999 entering class. By the way, I applied to the U.S. schools at the end of September and still got accepted (I don't advocate this, but all is not lost if you apply late...and believe me I was NOT an exceptionally strong applicant). I received one interview in Canada and 4 interviews in the States. I was accepted to two schools in the States and no schools in Canada. I was fine with the end result, since I always had the intention of practicing in the States anyways.
My advice is to do what is right for you. In the end it is YOUR time and money that will be spent on YOUR education...so make the best of it! Try to apply to a wide range of schools in both Canada and the U.S. After considering the nature of the curriculum at each U.S. medical school, seriously take location into consideration when deciding which school to apply to...this will help to cut down costs for the interviews..I was able to either drive or take the greyhound to all my interviews in the States.
I wish you luck and hope that have a good experience during the application process. Hopefully you will gain acceptance to the school that is the best for you.
To Tigger Tiger: Thanks for the info...It's good to know. I'll be moving on August 12th and have soo much to organze before I go. I think the fee that you are speaking of is the fee to process the F-1 visa at the border/port of entry to the States. The fee is ~$50-60 U.S. I wish you luck in school Tiger. Make us Canadians proud!!
Take care,
Originally posted by moo:
RYSA, would it be ok if I emailed you sometime? How are you financing your education? Including room and board US med schools can run up to 40 or 50 grand a year, and with the exchange rate, that's about 60 or 70 grand Canadian a year! I am not necessarily worried that I won't get into a US med school, but rather, that if I do get in there is no way in hell I can afford to pay for it. Are there student loans out there that you can get as a Canadian?