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Can school force you to buy their medical insurance?

Discussion in 'Medical Students - MD' started by MrBigglesworth, Jul 28, 2011.

  1. MrBigglesworth

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    Hi everyone,

    I was wondering if anyone else is going to a school that forces you to buy medical insurance of their preference? I was under my parents plan, but they said it wasn't good enough, and that I have to have theirs? I know they must be getting a kick-back from the company. They are charging so much! Any thoughts or advice?
     
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  3. TheMan21

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    It might be cheaper for your parents to upgrade your coverage rather than pay the school's fees. I know that at my school, if I had decided to use their ridiculous insurance policy to cover myself and my family, I would have had to take out an extra 80,000 dollars in loans over four years! I really do hate the insurance system our country is tied to.

    Anyways, good luck.
     
  4. MeatTornado

    MeatTornado On Sabbatical
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    they can't force you to buy their policy but they can set minimum requirements. find out what they are and then see where your coverage is deficient.
     
  5. DrBowtie

    DrBowtie Final Countdown
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    Your insurance would have been 20k/year?
     
  6. jj6vcb

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    Is this true? Because our school forces us to buy theirs, citing some bs policy while the real reason is they need us healthy young people to pay absurd premiums so they can afford to cover the rest of the hospital employees.

     
  7. Isoprop

    Isoprop Fascinating, tell me more
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    I believe lecom forces their students to buy their insurance unless you are married, then it's some minimum requirement set by the school.
     
  8. eagles22

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    It's possible they're forcing you to buy their insurance to ensure that all students were covered. It's possible to sign up for a plan outside of the school, complete the paperwork and make the school think you're insured, then drop the plan. I know of a school where this was becoming an issue. Signing up through the school prevents this.
     
  9. MeatTornado

    MeatTornado On Sabbatical
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    I guess that can get you through 1 year but wouldn't really work in the long-run since they recheck at the beginning of every school year.
     
  10. Dr McSexy

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    I would check what the school requires as people have already said.

    I didn't purchase the school insurance (saves me about $100/month), but I did have to add a needle stick coverage to my current plan (~$13 annual fee).
     

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