I was speaking with a few fellow Army MS-3s and MS-4s and the subject of civilian deferment came up. I was under the understanding that civilian deferment was simply the same 1 for 1 as if you did a military residency, but another student said it was 1.5 for 1. Could someone please clarify the implications of doing a civilian deferment residency?Is there any extra time added to your contract or anything like that? Thanks for all your help