Crisis in Ob/Gyn???

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Dr. Nick

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Wow, sounds pretty bleak...

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Fox News - May 14, 2002

Last week, most of the obstetricians in Las Vegas and surrounding Nevada began refusing to accept obstetric patients, even if the woman was an existing patient.

The doctors say they simply cannot afford the necessary malpractice insurance. In Las Vegas, a doctor who delivers fewer than 125 babies a year would pay between $40,000 to $80,000 in insurance. Delivering 125 to 175 babies would raise the premium to over $100,000.

Nevada is not alone in its sudden shortage of obstetrical care. Abuse of lawsuits is creating an alarming and needless health crisis for women and newborns in the United States. While lawyers pocket huge fees, expectant mothers are encountering more difficulty in finding an obstetrician willing to deliver their babies ? or even consult with a midwife on their pregnancies. If women do find a physician, the cost may be prohibitive.

"Neurologically impaired infants" account for 30 percent of claims brought against obstetricians. The average award in such cases is close to $1 million, but a recent award in Philadelphia "reached $100 million." Moreover, the typical ACOG member will be sued 2.53 times during his or her career.

ACOG has issued a Red Alert listing nine states "in crisis" ? states where the cost of malpractice insurance is causing obstetricians to move elsewhere, severely limit their practices or retire early. Those states are: Florida, Mississippi, Nevada, New Jersey, New York, Pennsylvania, Washington, West Virginia and Texas.

Crisis is not too strong a word. In some Florida counties, malpractice premiums can be as high as $209,000. The scarcity of obstetricians became so acute that Florida now allows doctors to "go bare" (practice without liability insurance) in order to give pregnant women a better chance of receiving medical care.

Or consider Mississippi, which is known for high jury awards in medical cases. Mississippi is also known for "forum shopping," by which plaintiffs' attorneys deliberately file their cases in counties known to award high damages ? even if the case originates elsewhere.

As a result, most of the cities with populations under 20,000 no longer have doctors who deliver babies. Medical care is scarce in rural areas.
Meanwhile, the doctors' fear of lawsuits has had a chilling effect on alternative birthing as well. In California, for example, a 1993 midwifery statute, the Licensed Midwifery Practice Act, included a "supervisory clause" requiring a midwife to be supervised by a physician during home births.

Then, the California Medical Board defined the doctor's supervision so as to make him or her responsible for the actions of the midwife. This created a vicarious liability that most doctors wisely refuse to assume. Those who do face a steep increase in insurance premiums.

Midwives can practice "underground," but they run huge risks. Faith Gibson, author of "The Official Plan to Eliminate the Midwife 1899-1999" in Liberty for Women, describes one risk. "Every time a midwife transfers a laboring woman to the hospital and an on-call obstetrician gets notified to come in, he makes a complaint to the Medical Board that she is practicing without a physician supervisor. When the Medical Board holds such a hearing, the price tag to the practitioner for legal fees is $50,000 to $100,000."

ACOG President-elect Charles B. Hammond has suggested some steps for reform.

A recent Harris Poll found that 76 percent of physicians say that the fear of malpractice lawsuits have hurt their ability to provide quality care. Now, an entire category of doctors is starting to refuse care altogether.

It is not because doctors are indifferent to the needs of pregnant women. My father-in-law was a small-town GP for decades, and his greatest joy was bringing new life into the world. His retirement left pregnant women in the town ? and in much of the county ? without a doctor willing to deliver babies.

Nevertheless, the advice he now gives to his children and grandchildren: Don't be a doctor. Become a lawyer, instead.

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That just makes me sick to read about stuff like that. Scary thing is that some of those lawsuits against OB-GYN's have merit.
 
Disheartening indeed!

I especially love the part where the state of Florida allows doctors to deliver babies without malpractice insurance. This sounds to me like jumping out of a plane without a parachute! <img border="0" title="" alt="[Eek!]" src="eek.gif" />
 
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Yeah, no kidding - crazy, huh? Who in their right mind would deliver a baby without insurance???
 
•••quote:•••Originally posted by Dr. Nick:
•Wow, sounds pretty bleak...
•••••Many FPs actually don't deliver kids because of the malpractice premiums (in addition to the problems with schedule disruptions). In fact, in my own state (one of those NOT listed in the aforementioned article), there was an article about numerous OB-GYN groups folding due to jumps in premiums from $80,000 a year (on policies taken out 3 years ago set to expire this year) to $250,000 yearly per practioner. Recent surges in the number of malpractice suits and a decline in the number of malpractice underwriters were cited as the apparent cause.

I've heard that in some states, Pennsylvania, in particular, there has been a massive increase in premiums across all the medical fields.
 
OB/GYN might be the most profoundly affected, but the entire medical community is facing issues with rising malpractice premiums as a result of the huge incidence of lawsuits.
 
Hey Dr. Nick you're not that guy that endorses Hydroxycut are you?
 
<img border="0" title="" alt="[Eek!]" src="eek.gif" /> as a future anesthesiologist I really dread the malpractice scene....what are the stats for anesth regarding malpractice?? there is a joke....what do you call an anesthesilogist in a suit?....the defendent!! I donno if OBG is really as big a malpractice prob as say anesth or some surgical specialities....enlighten me.
 
This article is from the NY Times (5/16). Even though it is not about OB-GYN, I figured that this article would be of interest since it is about the staggering costs of malpractice insurance and its effects on practicing physicians... <img border="0" title="" alt="[Eek!]" src="eek.gif" />

New Jersey Insurer Is Leaving Many Doctors Scrambling
By JOSEPH B. TREASTER

AWRENCEVILLE, N.J., May 9 ? After 25 years of providing insurance against suits for medical malpractice, the company that insured nearly 40 percent of New Jersey's doctors is shutting its doors, leaving the doctors scrambling for coverage just as other insurers are getting out of the business or cutting back.

The demise of the insurer, the MIIX Group, which was founded by New Jersey doctors when no one else would sell them coverage at anything like affordable prices, deepens a health care crisis that has been growing in New Jersey and around the country.

In an annual meeting here this morning that was more like a wake than like the usual financial discussion, Patricia A. Costante, the chief executive of MIIX, recounted how the company had lost more than $200 million in the last 15 months and how state regulators had given it little choice but to stop issuing new policies. In 90 days it will also stop renewing old ones.

Concerned that doctors will be unable to get coverage and will stop practicing medicine in New Jersey, Holly C. Bakke, New Jersey's banking and insurance commissioner, has been encouraging MIIX to form another, probably smaller, company to insure at least some of its 7,000 doctors. MIIX has begun trying to raise $30 million from New Jersey doctors to do so.

Ms. Bakke has also been telephoning other insurance companies and offering them financial incentives to begin selling malpractice insurance in New Jersey, a spokeswoman said.

Indeed, while some of MIIX's rivals have left the business, others see opportunity. General Star Indemnity, a small subsidiary of Berkshire Hathaway, the conglomerate headed by the investor Warren E. Buffett, is going to start selling medical malpractice insurance in New Jersey on Friday, regulators said. And doctors said that two groups were seeking financial backing to start new medical malpractice insurance companies in the state.

The loss of MIIX has shaken many doctors. "It's very disappointing and demoralizing," said Dr. Howard Sheldon of Cherry Hill, an investor and policyholder in MIIX who, like many doctors, had embraced the insurance company as both a financial enterprise and a protector from the perils of a famously litigious society. The insurance company shares offices here with the New Jersey Medical Society, and half its board members are doctors.

Medical malpractice insurance is a problem not only for doctors. Facing skyrocketing prices, some doctors have been shying away from risky procedures and, in some cases, even given up their practices. The result has been a reduction in medical services; some hospitals, for example, are shutting maternity wards because of the high cost of insurance. Financial experts say that some of the added cost is being passed on to patients, even though doctors say managed care companies and federal programs like Medicare and Medicaid limit what they can charge.

For their part, the insurance companies, like MIIX, say that even high prices have not kept them from losing money as juries award ever higher payments to victims of medical mistakes. Investments have slumped, and MIIX and some other companies added to their own miseries by deploying admittedly over-ambitious expansion plans.

Nine percent of New Jersey's doctors had to go looking for coverage last August after the collapse of Phico, a medical malpractice insurer in neighboring Pennsylvania; another 6 percent of the state's doctors learned in December that the St. Paul Companies, which had insured 42,000 doctors around the country, was leaving the malpractice business because of heavy losses.

Now, doctors insured by MIIX, by far New Jersey's largest medical malpractice company, will be looking for coverage as their policies expire over the coming year. Blair Sanford, an insurance analyst at Cochran, Caronia & Company, said that with fewer companies in the market, prices would inevitably soar.

Most of the New Jersey doctors insured by MIIX in obstetrics and neurosurgery ? the two fields most often on the receiving end of lawsuits ? pay about $50,000 a year for coverage. And like doctors in other specialties, those now renewing are being charged 17.5 percent more this year. Some doctors who have been sued are seeing their premiums doubled and tripled. In New York, the costs are more than twice as high as in New Jersey, and in South Florida, some obstetricians are paying about $200,000 a year.

Under a plan worked out with regulators, MIIX is effectively freezing $1.2 billion to pay for claims that arise over the next six or seven years. When actuaries determine that no more claims are likely, any remaining money is to be divided among MIIX's 13.4 million shareholders
 
•••quote:•••Originally posted by trouta:
•OB/GYN might be the most profoundly affected, but the entire medical community is facing issues with rising malpractice premiums as a result of the huge incidence of lawsuits.•••••I think ObGyn's have it the worst because they can be sued up to 18 or 21 years after the actual delivery. Also, people expect maloccurrence when it comes to heart surgery or brain surgery, but everyone expects their baby to come out perfect, and if it doesn't it must be the doctor's fault.
 
Once you enter the hospital, anything that doesnt come out perfect can be perceived as the doctors fault.
 
How about the malpractice insurance in UK? is it the same situation there?
 
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