Hi there! I couldn't find an answer that was relatively recent from past threads. I was wondering if current military dentists could advise whether it is good/bad/doesn't matter to be on SGLI as an HPSP student (single, no kids). I was going to opt out, since it only covers us during the 45-day ADT, but this note made me wonder if there's a reason to keep it.
"Reduced or refused insurance can only be restored by completing form SGLV 8285 with proof of good health and compliance with other requirements. Reduced or refused insurance will also affect the amount of VGLI you can convert to upon separation from service."
So basically, do you recommend being on SGLI? Do most people end up using USAA once active duty? Do people end up using VGLI eventually? Thanks in advance. And sorry if I'm asking something really stupid- I've never had to deal with insurance matters until now.
"Reduced or refused insurance can only be restored by completing form SGLV 8285 with proof of good health and compliance with other requirements. Reduced or refused insurance will also affect the amount of VGLI you can convert to upon separation from service."
So basically, do you recommend being on SGLI? Do most people end up using USAA once active duty? Do people end up using VGLI eventually? Thanks in advance. And sorry if I'm asking something really stupid- I've never had to deal with insurance matters until now.