defer student loans in residency

[amyl]

how does this work? if you defer your student loans during residency do you end up paying more in the end or is it like while in school? if someone can explain the whole process i would greatly appreciate it

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[southerndoc]

This has been discussed at length in the Financial Aid forums.

Basically, you end up paying more because interest accumulates. Briefly, economic hardship deferrals pay for your interest on subsidized loans (but not unsubsidized loans), whereas forbearances allow interest to accumulate and capitalize on all loans.