@VA Hopeful Dr and
@smq123 ... I see online a couple of CHC job listings offering 145k-175k/year. If these jobs give 30k in loan repayment, I think that is a heck of a good deal...
Yes, they seem like a good deal.
But, for a community health center that cares mostly for Medicaid or uninsured patients, $175K a year is a lot to pay for a doctor. So you have to ask yourself how they can swing this.
1) They are really looking only for someone with experience - someone who has been out of residency for 2-5 years. That way, they can throw you in there pretty quickly, with the expectation that you will be able to generate a good amount of revenue with minimal hand-holding.
Or, conversely, that is the salary that they are paying seasoned physicians who have been with them for a few years. For someone new to the organization, especially someone fresh out of residency, they would pay you less.
2) They cut corners elsewhere. The facilities are run down, you have no supplies, and your staff is poorly paid and therefore they can only attract mediocre nurses or medical assistants.
3) Their payor mix is better than average. Which is fine, but that probably means that they won't qualify for federal loan repayment, because their need score is not high enough.
4) They expect you to generate a lot of revenue, either by upcoding (=padding your billing sheet, a common but somewhat unethical practice) or by seeing a f***-ton of patients a day.
5) They are doing things that are either somewhat fraudulent or flat out unethical.
6) They expect you to do things that you are either going to be uncomfortable with, or woefully undertrained for. One CHC that I interviewed at required that all physicians (except pediatricians) treat suboxone patients. If you're not familiar with suboxone, it is a medication used to treat addiction in patients with a history of heroin/opiate addiction. Heroin addicts are, frequently, highly unpleasant and difficult patients to treat. Now, imagine that you're taking care of two dozen heroin addicts ON TOP of your usual hypertension/diabetes/COPD/obese patients with their own medical problems.
So it looks great, and it MAY be great. But it could also be horrible. Don't fall for just the possible salary numbers.