I'd love hear more about the actual $$$ amounts spent and where exactly you found room for growth. I'm about to start this fall, there were times I literally didn't have a home at all, let alone had someone I paid to come clean it for me, so the idea that I'm at an absolute disadvantage because of that or likely not being able to afford a meal service seems quite scary. Was there an element of fiscal knowledge that you didn't feel you had that other more well-off matriculants did, or that you otherwise should have had because of your circumstances? besides going to that other school and trying to save more money, what specifically would you tell yourself to do if you could talk to the MS0 about to matriculate?
It looks like things going virtual has really been a great change for folks like us. I know it's one of the driving factors for why I chose this cycle. Not only not having to drive/fly to interviews, but 2nd look days being virtual as well.. I know this probably isn't any real consolation, but all of these shortcomings you list here could be lessons I can learn form that will stop me from having to live through the same hard lessons, so I appreciate you sharing them.
I’m a US citizen but not from one of the 48 contiguous states. I spent $12k on applying/ interviewing, and then about $4k moving myself and bunch of suitcases here. Shipping my car would have cost more than the $1900 I got for selling it when I moved here.
To be fair, I’d say that most students don’t have butlers or cleaning services. But there are a few special students who do. I guess I realized I was different the moment we arrived at orientation to pick up our orientation items. We had to option to order things like T shirts, caps, jackets, scrubs, etc etc. I just got a lap coat that I needed for anatomy, and 1 set of scrubs that I never needed. I thought I needed them.
1) don’t buy something unless you absolutely need it. Ask a few more people. No idea how old you are, but if you ask an older, married student with kids, you’d get a better idea of what’s a necessity/ luxury/ white elephant. Ie ask people with a concept of money. (I still don’t own any t shirts with my med school logo lol)
I actually have a better concept of money than many of my peers. I prioritize mental health. Eg. Pre-COVID, we all took notes on iPads and I was using a $10 Amazon stylus. My palm kept bumping it and I was miserable because I couldn’t take notes fast enough. I caved and got an Apple Pencil for $100. (Ok, I’m not exceeding poor because I took a ton of gap years, but I still don’t like surprise expenses). One day, I dropped mine and realized it when I was close to my friend’s place. I said that I’ll run back and get it and be back shortly. She said, “oh, we can amazon prime you one. It will be here tomorrow”. And I said, “I don’t have another $100 to get a new Apple Pencil”. Thank god it was where I dropped it when I was stuffing my backpack.
So during orientation for 3rd year, they made a slide about “good student” vs “bad student” and the slide said, “good students bring lunch”, “bad students are always hungry”. Gosh, the hypocrisy when they tell us that it’s not our patients fault when they make poor choices. So, as I was saying, I actually requested a couple of sites that were closer to home, but the person who collected our wishlist/ preferences for rotation, never turned it in to the person coordinating remote sites. So I ate breakfast so I can appear as a better student, and had dinner maybe 4-5 days a week and drank a ton of water because I was paying $50-60 a week on gas to get to my remote site. My car is old and keeps threatening to fall apart. But I hope it will make it still I get 2-3 residency paychecks.
2) don’t buy a crappy car. The lemon I got is one of the biggest regrets in my life. I’ve spent 3x the cost of the car fixing it in under 1.5 years. But trust me when I tell you that when you’re poor, you are forced to make poor decisions.
Yeah. I really don’t eat much. I think my body has adjusted. I lost 13lbs in a year. When I first started, there were free meals when interest groups wanted you to attend. So I got a few meals that way. When COVID hit, they gave all students a small grant, but they added it to my max out of pocket. So it didn’t really help me. My dean was sweet though, she offered to lend me money when they forgot to process my student loans. She’s one of the good ones. But when I told other students that they messed up my loans, they tell me that FA messes up everyone’s loans. Yes, but can you borrow from mom and dad? If you can, I have it worse.
3) pick a school that guarantees scholarships for all 4 years. Some people were only given scholarships for 1st year. Be careful of what’s written on your offer.
4) whatever school you get accepted at, seek “me” out. By me, I mean the person who gives zero f**ks and will tell you the good and bad. I’m not telling everyone to not come here. I’m telling the truth. There are many great things about my school. I’ve met a upperclassman who has graduated and will give me real advice and insight about how to navigate things. Sometimes I don’t know why I pay school fees, because most of the things I learned from faculty who are supposed to be teaching at my school has hurt me more than helped. (My school has great research opportunities, great volunteering opportunities, and there are faculty who care- just gotta seek them out.) so the question to ask is “what did you wish you knew about this school when you were in my position?)
it’s not in my personality to suck up and be a fake. But when I told a friend that I very recently learned that people who threw me under the bus and the biggest suck ups and dress just like their attendings, my friend said, “of course. That’s true in life though. You like people who are like you. And you help people who are like you”. They have decided to eat less so they can go play golf too. But anyhoo, it’s sad that I only realized this half way they 3rd year.
5) that’s why I said, if you want good grades, don’t let anyone know you’re poor. Don’t eat, and just look the part.
One day, when I’m an attending, I’ll donate a grant to a student who’s moving from somewhere other than the 48 states to get a decent enough car, esp if they got screw over by my school’s false advertising