I'm not sure here, but when I see the average debt that students graduate with, it's a good deal less than what you would expect combining tuition and living expenses for four years. Is the difference due to some actual aid (grants) that are given. I was under the impression that all med students really got were stafford loans. Do they actually get any grants. Also, does parents' income affect the eligibility for these grants? I know you now are considered an independent and your parents income doesn't count to your estimated contribution, but what about grants? Thanks.