I am trully worried about educational debt and ability to pay back the loans. The reason why I posted a thread about the Carribean is b/c it cost about the same as US pod schools but u get a degree with more options for repayment not to mention much higher strating salaries. Since you were in NC for a while you probably know that NC residents get $8500 per year from the state to pursue Podiatry if we return there for each year we received the $. Plus there is an additional $2500 per year from a private fund with the same obligation. I called the granting asociation in NC and ask were u would have to practice to qualify for repayment and they pretty much said the whole state is underserved in podiatry. With this in mind is it a good decision to accept the $40,000 for 4 years of service in NC?