I am considering a program that after dental school involves going to med school for 2-3 yrs as part of a residency. My question is this; Dental school will be around 25K/yr at the institution I am considering. Med school, although part of a residency, is often not stipened w/resident salary for these programs. This will be another 25-30K/yr as I see it. So around 100K for dental and 50-75K for med + undergrad loans. I have heard that fed laons (stafford) cap out at 140K lifetime, so how is it possible to go this route and not dip into private loans, which I want to avoid.