Financing Columbia post bacc

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Xdestiny

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How did you do it? I know that you can get federal loans for up to 12 months, but how do you finance it after that? I plan on doing the 16 month accelerated path. Any advice? Thank you in advance!
 
Can't you get loans that will pay your tuition on an annual basis and end when you get out of school?
 
I guess so, but is the only option private loans?
 
Maybe use federal loans to get an excess amount and use what's left over for the remaining four months?
 
I took a private loan (that still makes me cry). I ended up leaving to finish classes at a community college.
 
why not hunter?
the people in my med school who did hunger rave about it.
people who did columbia feels very so so/down on it.
all these people i'm talking about were mostly ivy leaguers/top liberal art college/top public school people for undergrad.. and the people who went to hunter say it is mucccch better than their ivy league education.
 
How did you do it? I know that you can get federal loans for up to 12 months, but how do you finance it after that? I plan on doing the 16 month accelerated path. Any advice? Thank you in advance!

Make an appointment with the financial aid office. Ask if you qualify for a scholarship or grant. Find out what numbers they used to calculate your cost of attendance, books, room and board. If any of your expenses are more than what the numbers they used, or if you have had medical bills, they might recalculate and give you more free money (like grants). Also double check the 12 month thingy. There might be an exception.

Find out what the interest rate and terms of the private loan will be before you take it out. As you might know, you usually can't discharge a private student loan in bankruptcy or even death. If you can pay it back, it might not be so bad.

Another option would be using a 0% apr credit card promotion to fill financial gaps. A bank might give you a loan with customized terms if you call them (but they will probably do a hard credit pull).


MSAR (2008-2009)
-Federal Stafford Loans: $40,500 annual limit; $8500 annual subsidized limit; unsubsidized limit is less any subsidized loan amount.
-Eligible schools have a Federal MedLoan Graduate Plus Loan. It says loan limits are cost of attendance minus other financial aid.
 
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I went to Columbia, and their financial aid guy is pretty good at explaining how to get the best loans you can. I also took out a private loan (Wells Fargo will give you their Med Cap loan, which has better terms than others).

But I also agree that Columbia is a huge expense, and maybe not the best use of money. I went because I thought the advising would be more supportive or flexible, and it was not the case at all. I guess the name is nice to have on your resume, but I find myself wishing I had saved money and gone to Hunter.
 
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I went to Columbia, and their financial aid guy is pretty good at explaining how to get the best loans you can. I also took out a private loan (Wells Fargo will give you their Med Cap loan, which has better terms than others).

But I also agree that Columbia is a huge expense, and maybe not the best use of money. I went because I thought the advising would be more supportive or flexible, and it was not the case at all. I guess the name is nice to have on your resume, but I find myself wishing I had saved money and gone to Hunter.

I also want to note that my med school is in NYC, so Hunter is very well known among all the NYC school, I assume east coast cities in general.
If you want to apply west coast, might not be as well known?
However, I think your undergrad degree brand also matter a bunch

Apparently, some of the teachers who teach premed classes at Hunter got their PhD in teaching, like. orgo pedagogy as their PhD...
so.. they do the teaching thing a lot, not as world famous researchers, but you don't really need that.
Also, working at Cornell for research if you go to Hunter is also easy.

I don't know Hunter personally, but I have heard a lot of good things from my classmates. 3 of my class went to Hunter postbac, 1 Columbia.
 
my friend is in the post-bacc program at Columbia and she took out a private loan to pay for it. she got a pretty good rate for a private loan. for what it's worth, I've heard wonderful things about Columbia's post-bacc from her
 
I did Hunter and am now in an MD school in NYC. There are several really excellent teachers among the professors at Hunter and a good sense of community among postbacc students. Advising is a little bit variable, but the cost is much less than any of the private programs. I also have many classmates who went to Columbia who said that the cost wasn't worth it for the quality of teaching/advising. That said, we have a lot of people from Columbia in our class, so they must be doing something right.
 
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