for those of you taking loans. %subsidized vs. non-subsidized?


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Hey everybody,

i just want to get a feel for the amount of subsidized vs. non-subsidized loans med students get awarded.

How competitve are the scholarships, if any?

Any input will be greatly appreciated. Thanks!


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Every medical student is eligible for $38,500 in Stafford loans per year of which $8,500 may be subsidized. Subsidized loans are for those that qualify for need-based aid.

Scholarships of any type would be as competitive as you might expect them to be. Some are need-based some are merit-based and some are somewhere in-between.


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I borrow the max $8500 in subsidized allowed each year and about the same in unsubsidized. I get the max allowed in need-based school scholarships, then the rest is school loans, ~$5k or so.
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