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I am currently applying to masters programs in counseling psychology and if I attend will obtain rather significant debt. My ultimate goal is to get my PHd in counseling psych but I am worried I won't be able to afford it after a masters program. I am getting married next year and eventually want children so I don't want to take something on that will stop me from being able to be a part of and support my family. Are the a lot of funded PHd programs out there or is hard to find? I've been doing quite a bit of research on programs and so far the only one I can find that advertised it was NYU, does anyone know of any more programs I should look at?