Graduating residents/fellows, were you able to ask for private loan repayment in your contract?

[Please_Stand_By]

I have some private loans I wanted to get paid off prior to working once residency is done. Is it possible to negotiate that the employer pay this off lump-sum (in lieu of a bonus for instance) for say 2 or an extra 3rd year in the contract? I think from a tax-perspective it might be better too.

And how much do you think you could negotiate max? Thank you.

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[TMP-SMX]

It's still taxable compensation beyond $5250 a year. Many larger corporations are doing this now. Fidelity jumped into the fray in late 2017.