Stephie3

10+ Year Member
Nov 1, 2008
387
1
Status
Pre-Dental
i was wondering if you have to start making payments back on your GRAD plus loans while you are in dental school.

i am wondering this because for undergraduate plus loans, one time i took out one and you had to start making monthly payments for it like a few months down the road.

this worries me if you do have to start making payments on your loans WHILE you're in dental school, b/c that kind of defeats the purpose of a loan anyway, unless you like needed an emergency one. plus, i don't plan on working my first two years in dschool (which i think is completely reasonable..righttt :)
 

Katalyst

10+ Year Member
Aug 4, 2007
106
1
New Orleans
Status
Dental Student
i was wondering if you have to start making payments back on your GRAD plus loans while you are in dental school.

i am wondering this because for undergraduate plus loans, one time i took out one and you had to start making monthly payments for it like a few months down the road.

this worries me if you do have to start making payments on your loans WHILE you're in dental school, b/c that kind of defeats the purpose of a loan anyway, unless you like needed an emergency one. plus, i don't plan on working my first two years in dschool (which i think is completely reasonable..righttt :)
I take about 18,000 in just GRADplus loans per year and do not need to make payments. However, if that were the case, just take out more money to pay the loan payments with :). Usually the amount of the loan is determined by the school.
 

loved

10+ Year Member
Aug 30, 2007
241
0
Status
Pre-Dental
You do not make payments while you are in school.
 

Hysteria24

1K Member
10+ Year Member
15+ Year Member
Feb 21, 2002
1,511
6
Visit site
Status
Resident [Any Field]
http://studentaid.ed.gov/students/attachments/funding/PlusLoansQA.pdf

(page 2, questions 18 & 19)

"When do I have to begin repaying a Direct PLUS Loan?

The first payment on a Direct PLUS Loan is due within 60 days after the loan is fully disbursed. There is no grace period for Direct PLUS Loans. However, you can postpone payments on your Direct PLUS Loan while you are in school."

"Can I postpone payments while I am in school?

Yes. While you are enrolled in school on at least a half-time basis, you are
eligible for an in-school deferment that allows you to postpone payments onyour Direct PLUS Loan until you graduate or drop below half-time status."
 
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