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Just curious if anyone is using health insurance from somewhere else than what Megalife (20% out of pocket with no annual cap!) provides for some schools.
I use the HMO my school has... $10 office copays, then decent Rx prices. Everything involved in a recent surgery 100% covered.
do you always have to buy health insurance through the school? or can i stick with my old insurance if I am still lucky enough to still be cover under my parents?
megalife can be good but not if you go through school.
either way find something other than school cause the coverage there usually does not apply over the summer.
I've had megalife and yeah, i was very unsatisfied (they wouldn' t cover injuries from IM sports) BOO.
My school offers insurance from Chickering which is a branch of Aetna. One of my friends who has worked as an chem E says Chickering is as good, if not better as his former employers insurance.
Chickering is the school insurance at my school and most people don't seem to like it. I've heard numerous complaints about it and the prescription drug coverage is terrible because it has very low annual caps. Anyone with say one or two chronic medical conditions who is also on OCPs or something like that can easily go over the annual limit (at least with my school's plan) and that has happened to at least two people in my class. They ended up with thousands of dollars in out of pocket expenses to cover meds. (And for one student, this was CHEMOTHERAPY meds.)