Hello all need some help with this student loan stuff. So far I have filled out a FAFSA, and it has been submitted, I was just curious what the next step is. I know I need a loan for every living expense I have. I am a little freaked out cause I am moving into my apartment in June, and will not have a job at this time. Will we get our loan money by then. I know I am clueless, but I guess what I am asking is what is the next step after the FAFSA?