Since no one seems to know the answer to this question, here is how much army docs make (from US Army recruitment documentation 2008): MEDICAL STUDENT (HPSP Scholarship) Full tuition at your choice of medical school (or which ever one you slid into) + $26,300 per year for living expenses RESIDENT $69,903 per year PHYSICIAN (Post-residency) $133,816 Anestheiology $115,916 Dermatology $123,816 Emergency Medicine $110,816 Family Practice $123,816 Gastroenterology $126,123 General Surgery $111,816 Internal Medicine $111,816 Neurology $133,816 Neurosurgery $128,816 OB/GYN $125,816 Ophthalmology $133,816 Orthopedics $127,816 Otolaryngology $113,816 Pathology $109,816 Pediatrics $110,816 Preventative Medicine... $112,816 Psychiatry $133,816 Radiology This includes all housing, variable, etc pay. There may be more pay for times you spend in combat zones, but not that much more. All pay is before taxes. Analysis: As a student you will come out ahead of your peers (26k is more than most sustenance allowances allowed under student loans). Also, the 20k signing bonus can buy a nice car or pay off your undergrad loans. As a resident, you also come out ahead, 70k vs 40-50k in non-military residency. However, as an actual physician, you can fall far behind depending on your choice of specialty. Family doctors and pediatricians come out ahead from a financial perspective (including student loans). However, you can see that anesthesiologists and radiologists who routinely earn over 300k in private practice pwn the military docs who get less than half of that. Off course orthopedic and neuro surgeons are even more at a loss. This is from a purely FINANCIAL perspective, without factoring patriotism or poor working conditions. I can post a breakdown if there are questions about where all the money comes from. These figures are based on being a 2LT in Medical School and a CPT in residency and post-residency. If you get promoted to MJR you can add about 6k per year onto the above post-residency figures.