High Loan amount and payoff - Advanced Standing DDS/DMD

[Aspire2019]

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Hello! Here is another thread on high loan amounts 🙂

Are there any practicing dentists out there who completed their DDS/DMD as an advanced standing student in US. I am hoping to hear about their experiences with high loan amounts and how are they tackling it. I know there are PAYE/REPAY options for federal loans, but I am interested in personal experiences and what have people in similar situations done.

Asking about advanced standing because circumstances may be different from someone who did undergrad and then dentistry and took a traditional path.

Thanks for sharing your experiences.

 

[dentistrydmd]

Are you an american citizen?

 

[Aspire2019]

Are you an american citizen?

No

 

[dentistrydmd]

If you are not a green card holder or an american citizen you would not qualify for government loans. You would need to finance through private loans, which may carry a significantly higher interest rate. The best thing to do is to calculate how much debt you would come out with and how much in interest you would be paying before making a dent in the principal. That of course would depend on the interest rate you are able to get from private lenders for your loans.