There is a NHSC forum on this website. NHSC loan repayments are given out by the need of the area, which is determined by a set score. These scores are available at the NHSC website.How difficult is it to get approved for the NHSC loan repayment program? I'm in this same boat now as well.
You cannot apply to NHSC loan repayment using your residency spot in an attempt to make requirement. You could apply your final year of residency, if you have an employment spot secured.If we want to do the NHSC, is it better to wait until out of residency? during residency? while a med student?
im currently a 3rd year considering it
This is much better than the NHSC Loan Repayment program, which I am in. It is 50k for 2 year commitment to NHSC approved site with the ability to reup (but on 1 year basis, and the repayment being 20k per year for 2 years, then 10k per year for 2 years - then no more reups).Look into NHSC Students to Service LRP. $120,000 over 4 yr starting PGY1 with 3 yr payback at NHSC -approved site. Less competitive than some of the other programs and it's working out well for me.
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Not that I have seen. Most are in locations that nobody wants to work (I know cuz I have worked there as locums) OR its a false promise (that has happened to me 3 times). I guess it comes down to what debt do you have and what has the highest interest rates? My student loans are at 3% and I have other debt that is so much higher than that so I pay more than the minimum to give a nice rounded number ($1000/mo) and leave it at that and that has kept me paid ahead about 8 months.So securing loan repayment in a job contract isn't common?
Is it better to be aggressive in paying down loans early rather than hoping for a loan repayment option?