I submitted my primary at the end of June and was verified toward the end of July. I received all of my secondaries within a couple days and have been complete at about 15 schools since mid August. After sending the secondaries to 15 schools I was out of money. I've saved up enough to apply to 2-3 more schools I am interested in, but is it too late? If it is worth trying, should I make a note of this in the optional essay sections of the secondary app?