How much can you take out in stafford loans?

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p9142

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So I know that you can only take out 38.5 for staffords during a 9 month program, but what about during third and fourth years? I was looking at a http://www.northstar.org and I noticed this:

Loan Limits
Annual $18,500 - $38,500 (programs longer than 9 months may be eligible for up to $45,167)

So we may be eligible for more, but it doesn't say what the eligibility is.

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