How much student loan would you be willing to take on?

[kmon]

Hello all,

I posted this same thread in the pre dental section and I figured that I would post it here to get perspective from people who are in the profession.

I am very curious about this so please reply. My question is, how much projected student loan would be too much for you? Or fill in the blank, if I had to spend $_____ on dental school then it would not be worth it and I would go into another profession.

Thanks.

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[rbmdmd]

300k

 

[saru24]

What rbmdmd said. Anything over 300k is unacceptable, especially with variable rate or over 5 percent IMO.

 

[TJNova2011]

300

 

[longhornpride]

not more than 300k. even with 300k... you're going be paying back your debt for quite some time. I'm graduating with about 275k which includes undergrad debt and accumulated interest over the past 3.5 years. It's scaring me ****less thinking about the monthly payments.

 

[Silent Cool]

not more than 300k. even with 300k... you're going be paying back your debt for quite some time. I'm graduating with about 275k which includes undergrad debt and accumulated interest over the past 3.5 years. It's scaring me ****less thinking about the monthly payments.

Longhorn,
Would you be willing to spend extra money to specialize?
-sc

 

[longhornpride]

Longhorn,
Would you be willing to spend extra money to specialize?
-sc

That's preference. If I had 300k debt and had my choice of specialty, I would do ortho and OS forsure and possibly pedo depending on if it's a paid stipend. Don't care for endo, perio, or prosth. Right now I'm ranking the GPR/AEGD residencies and I'm torn whether I want to go through with it and let my interest accumulate for another year. I flip flop every day.

 

[TJNova2011]

That's preference. If I had 300k debt and had my choice of specialty, I would do ortho and OS forsure and possibly pedo depending on if it's a paid stipend. Don't care for endo, perio, or prosth. Right now I'm ranking the GPR/AEGD residencies and I'm torn whether I want to go through with it and let my interest accumulate for another year. I flip flop every day.

150-200k for an ortho program....?

 

[Silent Cool]

150-200k for an ortho program....?

Sounds like Penn Ortho, and USC Ortho, and...a lot of Ortho programs out there.