For everyone going to a school that will cost ~$25,000 or more a year, how the heck do you plan to pay that off when you get out? Say that you borrow ~$100,000 or more, some people borrow more than $200,000, how are we expected to pay this off? What if we go directly into dentistry after graduating, and earn, hopefully more than $90,000, how can we afford to pay ~$2,500 in loan repayments per month? Will we ever be able to afford to live? What if we have to open our own practice if there are no practices looking for partners? Factor in rent for the office, mortgage payments, equipment purchases, staff salaries, car payments, malpractice insurance, health insurance, homeowners insurance, car insurance, utility payments, groceries, paying for bringing up children, etc., etc. How are we supposed to survive? I know that NYU is over $25,000 a year, plus to live in the city is very expensive, so loans will be high. Once out of school having to pay for the loan and everything else? How to do it? Say you make $90,000/year That's ~$7,500/month Take out taxes then your left with ~$4,500/month Mortgage for house/rent for office ~$1,600/month Loan repayments ~$2,500 Left with $400 for car payments, groceries, insurance, etc.? Never mind credit car payments, entertainment, vacations, etc... How can we possibly survive? Please help.