I posted this before but let me repeat.
1. Royal Bank of Canada
http://www.rbcroyalbank.com/products/personalloans/rcl_for_students_pro.html
The Royal Credit Line for Students - Professional Designation, is available for students pursuing select degrees that include, optometry, veterinary medicine, pharmacology, chiropractic, law, engineering, MBA/EMBA and accountancy.
Depending on your degree, you can qualify for a credit limit of $55,000 to $150,000 Cdn.
****************** I got 160,000 Cdn ( = ~129,000US). the financing specialist told me that she once approved 170,000 (the real MAX). it really depends on the branch you go and the specialist & the manager of that branch I guess...
***************no co-signer required / no RBC account history required
2. Bank of Montreal
http://www4.bmo.com/personal/0,4344,35649_36829,00.html#professional
$130,000 maxmimum prime + 0.5%
*****You have to have a VERY STRONG co-signer, or you don't get a penny
I called every single Canadian banks & did web-search and found outthat
only RBC & BMO allow the line of credit to students accepted to non-canadian institution. TD, HSBC, Scotia etc... don't. Also, when you call them, they will say "i will check to make sure and call you" cuz they don't have enough experience dealing with this student line of credit.
****I'd recommend TRY RBC. You will get at least 150,000 for SURE.
****don't apply online. apply in-person. Make an appointment and take all required documents to apply. =)
3. Student Loan
I am a BC resident, and I can get ~12,000 / yr. With this, I can pay the monthly interest for the Line of credit i use + other expenses
**interest FREE until you graduate
4. Army
Get US citizenship and join the force. They will pay you everything.
Canadian army doesn't provide anything to Canadian students accepted to non-canadian school. I am in the reserve force and asked them "let me have that scholarship. I am willing to serve after I graduate". They were like "no, amercian schools - too expensive". They prefer a direct entry as a licensed dentist anyways.
5. CanHelp as somebody mentioned above
--> don't do this... this is the very very LAST LAST thing to do.
--> so much hidden fees
--> you get to pay back over a longer period like 20yrs but...
--> don't... as many other canadian students do not recommend
6. can't think of any more...
I am still trying to find more sources of $$$ since all I got is RBC's 160,000 which will support me for the first two yrs... the rest... dunno.
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