Just out of curiosity - do people find that they can survive on the stipend that comes with HPSP scholarships, or do they generally take out some loans on top of this?
Depends on where you live and how frugal you live. Single folks will find it easier than folks with families. Chances are that unless you are single, you'll take out some money in loans every year, but your debt at the end of school will be a heckuva lot less than if you weren't HPSP.