I was wondering if anyone could offer advice on how to not stress out and get depressed about student loan debt. Just for some perspective, I'm currently a medical student interested in psychiatry. When I graduate I'll owe ~375k in student loans. Most are stafford, some grad plus, but 100k will be in private loans with an interest rate of 9.75%. I plan to do the ibr plan when I start residency and whatever leftover after living expenses I will put toward the private loans.