http://www.aamc.org/newsroom/reporter/jan08/debt.htm "In a worst-case scenario, the 2007 report update estimated that in 2033, physicians who opt for the standard 10-year loan repayment plan would see half of their after-tax earnings going to loan repayment" I am no genius but all these reports from the AAMC seem to point to one thing and one thing only, poverty awaits this generation of physicians. In this report by 2031 physicians might be coughing up 61% of after tax income in just loan repayment. https://services.aamc.org/Publications/showfile.cfm?file=version35.pdf&prd_id=121&prv_id=137&pdf_id=35 So if debt is growing by 8.3% and income is growing by only 0.6%, basic math says physicians are in serious trouble. How are our medical schools responding to this? They hike the tuition even more. This is beginning to look like the back in the day Vegas mobsters who loan you money they know you cant pay.